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Terms and Conditions

Effective Date – 1st August 2019

PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE OR AVAILING SERVICES FROM THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

This Terms of Service Agreement (the “Agreement”) governs your use of this website, www.redymoney.com (the “Website”), RedyMoney Services (“RedyMoney Services”) offer Services on this Website, or you availing Services on this Website. This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. RedyMoney Services reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. RedyMoney Services will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised. The changed or revised Agreement will be effective immediately after it is posted on this Website. Your use of the Website following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. RedyMoney Services encourages you to review this Agreement whenever you visit the Website to make sure that you understand the terms and conditions governing the use of the Website. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with RedyMoney Services for other services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the Website.

Services

Terms of Offer. This Website offers the sale of certain products (the “Products”). By placing request for Products through this Website, you agree to the terms set forth in this Agreement.

Customer Solicitation: Unless you notify our third party call center representative or direct RedyMoney Services sales reps, while they are calling you, of your desire to opt-out from further direct company communications and solicitations, you are agreeing to continue to receive further emails and call solicitations RedyMoney Services and its designated in house or third party call team(s).

Opt-Out Procedure: We provide 2 easy ways to opt-out from future solicitations. 1. You may use the unsubscribe link found in any email solicitation that you may receive. 2. You may also choose to opt-out, via sending your email address to unsubscribe@redymoney.com

Proprietary Rights. RedyMoney Services has proprietary rights and trade secrets in the Services. You may not copy, reproduce or redistribute any Service and/or distributed by RedyMoney Services. RedyMoney Services also has rights to all trademarks and trade dress and specific layouts of this webpage, including calls to action, text placement, images and other information.

WEBSITE

Content; Intellectual Property; Third Party Links. In addition to making Products or Services available, this Website also offers information and marketing materials. This Website also offers information, both directly and through indirect links to third-party websites, about financial products. RedyMoney Services does not always create the information offered on this Website; instead the information is often gathered from other sources. To the extent that RedyMoney Services does create the content on this Website, such content is protected by intellectual property laws of India, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this Website is for personal, noncommercial use. Any links to third-party websites are provided solely as a convenience to you. RedyMoney Services does not endorse the contents on any such third-party websites. RedyMoney Services is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk.

Use of Website; RedyMoney Services is not responsible for any damages resulting from the use of this website by anyone. You will not use the Website for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the Website by other users, (3) not resell material on the Website, (4) not engage, directly or indirectly, in the transmission of “spam”, chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the Website

License. By using this Website, you are granted a limited, non-exclusive, non-transferable right to use the content and materials on the Website in connection with your normal, noncommercial, use of the Website. You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information without express written authorization from RedyMoney Services or the applicable third party (if third party content is at issue).

Posting. By posting, storing, or transmitting any content on the Website, you hereby grant RedyMoney Services a perpetual, worldwide, non-exclusive, royalty-free, assignable, right and license to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world. RedyMoney Services does not have the ability to control the nature of the user-generated content offered through the Website. You are solely responsible for your interactions with other users of the Website and any content you post. RedyMoney Services is not liable for any damage or harm resulting from any posts by or interactions between users. RedyMoney Services reserves the right but has no obligation, to monitor interactions between and among users of the Website and to remove any content RedyMoney Services deems objectionable, in RedyMoney Services’ sole discretion.

WEBSITE DISCLAIMER

The information contained in this website is for general information purposes only. The information is provided by redymoney.com, a property of RedyMoney Services. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website, you are able to link to other websites which are not under the control of RedyMoney Services. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, RedyMoney Services takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

DISCLAIMER OF WARRANTIES

Your use of this website and/or products or services are at your sole risk. The website and products or services are offered on an “as is” and “as available” basis. RedyMoney Services expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, finance for a particular purpose and non-infringement with respect to the products or services or website content, or any reliance upon or use of the website content or products or services. (“products” include services.) Without limiting the generality of the foregoing, RedyMoney Services makes no warranty:

  • That the information provided on this website is accurate, reliable, complete, or timely.
  • That the links to third-party websites are to information that is accurate, reliable, complete, or timely.
  • No advice or information, whether oral or written, obtained by you from this website will create any warranty not expressly stated herein.
  • As to the results that may be obtained from the use of the products or services or that defects in products or services will be corrected.
  • Regarding any products or services availed or obtained through the website.
  • Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

LIMITATION OF LIABILITY

RedyMoney Services entire liability, and your exclusive remedy, in law, inequity, or otherwise, with respect to the website content and products or services and/or for any breach of this agreement is solely limited to the services you availed, for services availed via the website.

RedyMoney Services will not be liable for any direct, indirect, incidental, special or consequential damages in connection with this agreement or the products or services in any manner, including liabilities resulting from (1) the use or the inability to use the website content or products; (2) the cost of procuring substitute products or services or content; (3) any products or services availed or obtained or transactions entered into through the website; or (4) any lost profits you allege.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages so some of the above limitations may not apply to you.

INDEMNIFICATION

You will release, indemnify, defend and hold harmless RedyMoney Services, and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys’ fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of your warranties, representations and obligations under this Agreement; (2) the Website content or your use of the Website content; (3) the Products or Services or your use of the Products or Services; (4) any intellectual property or other proprietary rights of any person or entity; (5) your violation of any provision of this Agreement; or (6) any information or data you supplied to RedyMoney Services. When RedyMoney Services is threatened with suit or sued by a third party, RedyMoney Services may seek written assurances from you concerning your promise to indemnify RedyMoney Services; your failure to provide such assurances may be considered by RedyMoney Services to be a material breach of this Agreement. RedyMoney Services will have the right to participate in any defence by you of a third-party claim related to your use of any of the Website content or Products or Services, with counsel of RedyMoney Services choice at its expense. RedyMoney Services will reasonably cooperate in any defence by you of a third-party claim at your request and expense. You will have sole responsibility to defend RedyMoney Services against any claim, but you must receive RedyMoney Services prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Agreement or your use of the Website or Products or Services.

PRIVACY

RedyMoney Services believes strongly in protecting user privacy and providing you with notice of RedyMoney Services’ use of data. Please refer to RedyMoney Services privacy policy, incorporated by reference herein, that is posted on the Website.

AGREEMENT TO BE BOUND: By using this Website or availing Products or Services, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Website.

GENERAL

Force Majeure. RedyMoney Services will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, the act of God, war, terrorism, armed conflict, labour strike, lockout, or boycott.

Cessation of Operation. RedyMoney Services may at any time, in its sole discretion and without advance notice to you, cease operation of the Website and distribution of the Products or Services.

Entire Agreement. This Agreement comprises the entire agreement between you and RedyMoney Services and supersedes any prior agreements pertaining to the subject matter contained herein.

Effect of Waiver. The failure of RedyMoney Services to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

Governing Law; Jurisdiction. This Website originates from the Pune, Maharashtra. This Agreement will be governed by the laws of the State of Law Maharashtra without regard to its conflict of law principles to the contrary. Neither you nor RedyMoney Services will commence or prosecute any suit, proceeding or claim to enforce the provisions of this Agreement, to recover damages for breach of or default of this Agreement, or otherwise arising under or by reason of this Agreement, other than in courts located in the State of Maharashtra. By using this Website or availing Products or Services, you consent to the jurisdiction and venue of such courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement. You hereby waive any right to trial by jury arising out of this Agreement and any related documents.

Statute of Limitation. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or Products or Services or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Waiver of Class Action Rights. BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHER IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTION WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

Termination. RedyMoney Services reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Website and RedyMoney Services may, in its sole discretion and without advance notice to you, cancel any outstanding request for availing Products or Services. If your access to the Website is terminated, RedyMoney Services reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until RedyMoney Services chooses, in its sole discretion and without advance to you, to terminate it.

Domestic Use. RedyMoney Services makes no representation that the Website or Products or Services are appropriate or available for use in locations outside India. Users who access the Website from outside India do so at their own risk and initiative and must bear all responsibility for compliance with any applicable local laws.
Assignment. You may not assign your rights and obligations under this Agreement to anyone. RedyMoney Services may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.

BY USING THIS WEBSITE OR AVAILING PRODUCTS OR SERVICES FROM THIS WEBSITE YOU AGREE
TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.